A COMMON SHARE

00Opening

S_PF.02 · 00 / OPENING

A Common Share

Continuous assistance in money and time, carried by agents, decided by people

What if solidarity rode the subscription economy, and an agent carried the standard that governs it, in money and in time?

A Common Share imagines mutual aid in 2040 as continuous assistance shared through money and time. It builds on CASt — Continuous Assistance Standard v0.1, an independent, transferable impact standard first presented in The Infrastructure of Solidarity. This prefiguration imagines a fictional extension of CASt that adds donated time to monetary assistance, while keeping its focus on people facing economic precarity. People and local nonprofits remain responsible for decisions about who receives help and how it is delivered. The history and present-day signals are real; the 2040 system and its consequences are speculative. The existing Standard remains unchanged.

A standard is a shared set of commitments and measures. Different organizations use it to describe what they aim to achieve and assess their impact using shared measures, while each keeps the freedom to decide how it delivers its services. Think of the Fairtrade mark: producers work in different contexts, but common requirements define what Fairtrade certification means, and independent audits check whether those requirements are met. CASt applies that idea to continuous assistance — help that arrives regularly and predictably, rather than just once — by setting commitments and measures for its continuity and impact.

FIG. 00 · How the CASt extension could be applied. The standard sets shared commitments and measures; each place decides how to deliver. The dashed steps are part of the 2040 proposal: independent assessors check agents and platforms against the standard, and a public mark shows they passed.
FIG. 00 · How the CASt extension could be applied. The standard sets shared commitments and measures; each place decides how to deliver. The dashed steps are part of the 2040 proposal: independent assessors check agents and platforms against the standard, and a public mark shows they passed.
  • Subscription-based platforms contribute. Each commits a share of its revenue every month.
  • An agent carries the standard. Here, an agent is software that acts on a contributor’s instructions and follows the standard’s rules: it directs the contributions they choose and offers their available time for tasks published by local nonprofits. It does not assess need or decide who receives help; people at local nonprofits make those decisions.
  • Circles co-create. Neighbours, colleagues, or a parish shape projects with local nonprofits; the nonprofits decide how assistance is delivered.
  • Time counts as time. An hour given is recorded as an hour, alongside money and never converted into it.

The agent carries rules, directs contributions and offers your hours. You choose the task; the nonprofit decides how help is delivered.

Contents

  1. 01Europe’s mission
  2. 02The 2040 system
  3. 03A week in 2040
  4. 04Roots
  5. 05Signals and drivers
  6. 06The agent and its limits
  7. 07Who governs the agents
  8. 08Circles, time and the clauses
  9. 09Technology premise
  10. 10What it costs
  11. 11What it changes
  12. 12Tensions to stage
  13. 13Open questions: grounding
  14. 14Design choices and sources

S_PF.02 · 01 / EUROPE’S MISSION

Europe’s mission

Europe has committed to cutting poverty, and it is falling behind. That gap is the reason this prefiguration exists.

FIG. 01 · The 2030 gap. The EU committed to 15 million fewer people at risk of poverty or social exclusion by 2030, from 2019. By 2025 the number had fallen by about 3.5 million. Sources: European Pillar of Social Rights Action Plan; EU Anti-Poverty Strategy, May 2026.
FIG. 01 · The 2030 gap. The EU committed to 15 million fewer people at risk of poverty or social exclusion by 2030, from 2019. By 2025 the number had fallen by about 3.5 million. Sources: European Pillar of Social Rights Action Plan; EU Anti-Poverty Strategy, May 2026.

By the numbers

FigureWhat it measuresSource
92.7 millionPeople in the EU at risk of poverty or social exclusion in 2025, 20.9% of the populationEurostat, 30 April 2026
19.3 millionChildren among themCommission factsheet on the Anti-Poverty Strategy, May 2026
−15 millionThe 2030 target against 2019, including at least 5 million childrenEuropean Pillar of Social Rights Action Plan
−3.5 millionThe change between 2019 and 2025European Commission, EU Anti-Poverty Strategy, May 2026
2050The Anti-Poverty Strategy’s ambition to help eradicate povertyEuropean Commission, EU Anti-Poverty Strategy, presented 6 May 2026

Why this prefiguration answers to it

On 6 May 2026 the Commission presented the EU’s first Anti-Poverty Strategy. It includes a coalition against poverty, dialogue with people experiencing poverty, and a 2027 proposal on easier and integrated access to services.

The Strategy asks for coordination across public, civic and private actors. A Common Share imagines what that coordination could look like in 2040: platforms contributing from revenue, citizens organized in circles, time counted alongside money, and public budgets building the shared rails. It sits halfway to 2050.

These policy commitments are the context for the speculation; they do not endorse it.

S_PF.02 · 02 / THE 2040 SYSTEM

The 2040 system

Projected from grounded signals (sections 01, 04 and 05). Subscription-based platforms pay from their own revenue; contributors direct where it goes. Your agent carries the contributor’s instructions and the standard’s rules, and offers their available time against published tasks. Circles co-create projects with local nonprofits, and the nonprofits decide how help is delivered.

On the platform side, an impact agent receives the request, sees only the amount and never where it goes, and pays the pool. Money goes from platforms straight to a steward pool at a regulated bank; neither the agent nor the circles ever hold it. The bank pays out the money; service providers are paid to deliver. Time goes from a person to a task a nonprofit published, and the person chooses whether to take it.

FIG. 02 · The 2040 system. Solid lines carry money, dotted lines carry time, dashed lines carry instructions. On one side of the line the agent may act; on the other, only people decide who is helped, for how long and when assistance ends.
FIG. 02 · The 2040 system. Solid lines carry money, dotted lines carry time, dashed lines carry instructions. On one side of the line the agent may act; on the other, only people decide who is helped, for how long and when assistance ends.

The line. Everything the agent does sits on the incoming side: finding platform shares, carrying out the contributor’s instructions, offering hours. Everything about need sits with the local nonprofit and is decided by people.

The common floor. A fixed share of every circle’s allocation goes to a common floor, which funds co-created projects first where circles are few or absent. There a nonprofit starts the project and circles from elsewhere can adopt it.

Reciprocity. A person who receives assistance this winter may give two hours next spring. Receiving is not a fixed status.

S_PF.02 · 03 / A WEEK IN 2040

A week in 2040

A person reads a phone at a café table in the morning.
YOUR AGENTCarries CASt · Sunday note

Your circle voted. This month’s share, €3.20 from your subscriptions, goes to the winter heating project.

Casa Aperta published a task: help with forms, Tuesday 18:00, two hours. Take it?

ACCEPTDECLINE

Yes. Tuesday works.

A week in Valmarino, 2040. Maria reads her agent’s Sunday note: her circle’s vote, this month’s share, and a task she can take or decline. She chooses; the nonprofit decides how help is delivered.

S_PF.02 · 04 / ROOTS

Roots

The 2040 system has a past in Piedmont. It is mutual aid, with agents doing the clerical work.

FIG. 03 · Mutual aid, a lineage. From the first national counts of mutual aid societies to the 2040 scenario. The axis is broken between 1890 and 1995. Sources: Biblioteca Liberale; ISTAT, 1885 statistics; Law 3818/1886; Law 53/2000; DM 414/2023; European Commission.
FIG. 03 · Mutual aid, a lineage. From the first national counts of mutual aid societies to the 2040 scenario. The axis is broken between 1890 and 1995. Sources: Biblioteca Liberale; ISTAT, 1885 statistics; Law 3818/1886; Law 53/2000; DM 414/2023; European Commission.

Società di mutuo soccorso

Members paid small regular dues into a common fund, topped up by philanthropists. The fund covered illness, injury, death and unemployment, and over time education and small loans. Their novelty was a secular principle of assistance in place of charity.

An official count of 82 societies, cited for 1862, found them mainly in Piedmont. By 1885, 707 of the 3,762 societies answering the national survey were Piedmontese, about 19%.

Banche dei tempi

Italian law has recognized time banks since 2000. Law 53 of 8 March 2000, Art. 27, lets local authorities support associations where residents exchange time for mutual help, and adds that these activities cannot take the place of the authorities’ own institutional duties. That is the same boundary CASt draws between community assistance and public provision.

What carries over

  • Dues become platform shares that contributors direct.
  • The common fund becomes the steward pool.
  • Members both give and receive.
  • Time is counted as time.

S_PF.02 · 05 / SIGNALS AND DRIVERS

Signals and drivers

The speculation starts from things already visible. Signals are early examples of the 2040 system; drivers are forces likely to shape it.

Signals already visible

SignalWhat it showsSource
Subscriptions are ordinary32.7% of EU internet users held a paid streaming subscription in 2025Eurostat, 27 August 2026
Businesses give a share of revenueSince October 2020, businesses on Stripe can direct a share of their revenue to carbon removal in a few clicks, without writing codeStripe, Stripe Climate launch, 28 October 2020
Software carries out paymentsMastercard unveiled Agent Pay in April 2025; on 2 June 2026 Worldline, ING and Mastercard announced what they describe as Europe’s first end-to-end agentic payment in productionMastercard press releases, April 2025 and June 2026
People give togetherNearly 4,000 US giving circles and collective giving groups, with more than 370,000 members, gave over $3.1 billion between 2017 and 2023, up from about 1,600 groups in 2017Philanthropy Together, In Abundance (2024), via Inside Philanthropy
Small gestures add upIn 2025, shoppers in France made more than 38 million checkout micro-donations through MicroDON’s L’ARRONDI, raising almost €15 millionLa Poste Groupe press release, 2 February 2026
Communities share energy3,315 renewable energy communities were operating in Italy at 31 May 2026PNIEC monitoring platform, GSE data, reported by Teleborsa, July 2026

Drivers toward 2040

DriverStatus todayWhy it matters
Agentic paymentsAgent-initiated payments began running on European bank rails in 2026An agent that carries the standard becomes technically ordinary
The digital euroOn 9 July 2026 the European Parliament voted to open negotiations with the Council; the ECB says a pilot could start in 2027 if the law is adopted in 2026A public rail that lowers the cost of moving small amounts
The Social Climate FundAt least €86.7 billion from 2026 to 2032, including national co-financing, for energy and transport povertyEnergy poverty becomes a funded policy field next to poverty itself
AgeingThe EU’s median age reached 44.9 on 1 January 2025More people on fixed incomes, and more people with time to give
A 2050 horizonThe Anti-Poverty Strategy aims to help eradicate poverty by 2050A long horizon within which new infrastructure can be imagined and tested

S_PF.02 · 06 / THE AGENT AND ITS LIMITS

The agent and its limits

The agent executes a contributor’s own instructions. It does not evaluate, decide on or hold data about any person receiving assistance. Those decisions belong to the local nonprofit and are taken by people.

FIG. 04 · The agent and the line. Only amounts and offered hours pass from the contributor’s side to the assistance side. The list of what the agent does is exhaustive.
FIG. 04 · The agent and the line. Only amounts and offered hours pass from the contributor’s side to the assistance side. The list of what the agent does is exhaustive.

How this maps to the AI Act

ProvisionWhat it coversThe agent
Annex III, point 5(a)Systems used by or on behalf of public authorities to evaluate eligibility for essential public assistance, or to grant, reduce, revoke or reclaim itNot used by or on behalf of a public authority, and performs none of these functions
Annex III, point 5(b)Systems that evaluate creditworthiness or set credit scoresEvaluates no one’s creditworthiness
Article 6(3)Exemptions for Annex III systems, and the rule that profiling of natural persons is always high-riskNot an Annex III system, so the exemption is not relied on. Profiling is excluded by design in any case

Outside CASt’s scope. If a local nonprofit chose to use AI tools in its own casework, those tools would be assessed under the AI Act on their own terms. CASt neither requires nor supplies them.

Status: our reading, written for review, to be confirmed by counsel and checked against the Commission’s guidance on high-risk classification. Source: AI Act Service Desk, Annex III and Article 6.

S_PF.02 · 07 / WHO GOVERNS THE AGENTS

Who governs the agents

People govern and maintain the standard; agents carry its rules. That holds for contributors’ agents and for platforms’ impact agents alike. Because agents act on the standard’s behalf, someone must certify them, audit them and be able to withdraw them.

FIG. 05 · Who governs the agents. The standard body keeps the text, assessors certify agents, the registry lists who conforms, agents act within the text, and logs and complaints feed back. Assessors can withdraw an agent at any point. Public bodies observe and do not run it.
FIG. 05 · Who governs the agents. The standard body keeps the text, assessors certify agents, the registry lists who conforms, agents act within the text, and logs and complaints feed back. Assessors can withdraw an agent at any point. Public bodies observe and do not run it.
RoleWhat it does
Standard bodyKeeps and versions the published text. Seats for local nonprofits, people with lived experience of precarity, circles and platforms; public bodies observe. No group holds a majority alone.
Independent assessorsTest agents and platforms against the published text before they may carry the CASt mark.
Public registryLists every conforming agent and platform, with the date its certificate expires.
Contributors and nonprofitsCan file a complaint about an agent or a platform; an independent review decides.

Rules for the agents

  • Certificates are time-bound. They expire and must be renewed, like the cast that comes off when it is no longer needed.
  • Behaviour is auditable. Agents keep logs that assessors can check, in aggregate and without personal data about people receiving assistance.
  • Withdrawal is public. A withdrawn agent leaves the registry the same day.
  • Leaving is safe. A contributor’s instructions, circles and hours move to another conforming agent without loss.
  • Public responsibility stays separate. Public bodies may reference the standard. They do not run it, so statutory duties never move onto it.

S_PF.02 · 08 / CIRCLES, TIME AND THE CLAUSES

Circles, time and the clauses

Circles co-create projects with local nonprofits, never choosing individuals. Circles bring money, hours and local knowledge and shape what a project is for; the nonprofit decides who is helped, how much and for how long.

FIG. 06 · Circles, the common floor and co-created projects. Contributors join one or more giving circles. A fixed share of every circle’s allocation goes to the common floor, which funds projects co-created by a giving circle and an NGO, first where circles are few or absent. The NGO decides who is helped, how much and for how long.
FIG. 06 · Circles, the common floor and co-created projects. Contributors join one or more giving circles. A fixed share of every circle’s allocation goes to the common floor, which funds projects co-created by a giving circle and an NGO, first where circles are few or absent. The NGO decides who is helped, how much and for how long.

Time, the hardest part

Money can pass through institutions and stay anonymous. Volunteering connects people directly. That makes time the hardest part of the design, not an add-on to money.

Safeguarding

Every task that brings a volunteer into contact with a person receiving assistance is published, matched and supervised by the nonprofit. The agent shares when, where and what kind of help; never contact details or anyone’s situation.

Access

Carers, people working several jobs, and people with disabilities or poor health take part fully through money alone, or through tasks that fit them. People receiving assistance may give time; they are never expected to.

Substitution

Unpaid hours must not replace professional care or public services. Italian law draws this line for time banks (Law 53/2000, Art. 27); CASt keeps it, and the standard body watches for volunteer hours growing as paid posts shrink.

Draft clauses

Working wording for the fictional extension of CASt, not final text and not changes to CASt v0.1. Each clause stages a choice readers can argue with.

  1. C01Agent

    The agent carries the rules, directs contributions and offers a person’s availability against published tasks. It MUST NOT decide who is helped, how help is delivered, for how long, or when it ends.

  2. C02Agent

    The agent MUST run on the contributor’s side. The steward entity receives only amounts, hours and the chosen pool, never the list of subscriptions. Access MAY be revoked at any time.

  3. C03Agent

    The published text is the source of truth. Every agent MUST be auditable against it.

  4. C04Platforms

    A platform MUST commit a minimum annual contribution, whatever its churn. Retention MAY raise the amount; it MUST NOT interrupt an assistance period already started.

  5. C05Platforms

    No single platform SHOULD fund more than a set share of any one pool.

  6. C06Platforms

    Platforms MAY show subscribers the impact of staying, only in aggregate and never based on a subscriber’s own directions. They MUST NOT show it at the moment of cancellation.

  7. C07Platforms

    A platform’s impact agent MUST honour directed requests within the platform’s committed share, and MUST pay the steward pool directly.

  8. C08Platforms

    A platform’s impact agent receives only the amount requested, never where it goes.

  9. C09Platforms

    It MUST NOT use contributors’ directions for marketing, retention targeting or pricing.

  10. C10Platforms

    It MUST NOT choose, rank or decline causes, circles or projects.

  11. C11Platforms

    It is certified, audited and can be withdrawn like any other agent, and publishes aggregate figures only.

  12. C12Circles

    Circles co-create; nonprofits decide. A circle MAY co-create a project with a local nonprofit and choose its purpose and area. It MUST NOT choose individuals.

  13. C13Circles

    A fixed share of every circle’s allocation MUST go to a common floor. The common floor MUST fund co-created projects first where circles are few or absent.

  14. C14Providers

    Service providers are paid to deliver. They MUST NOT co-design the projects they supply.

  15. C15Money

    Pooled money MUST be held by a regulated financial institution in a ring-fenced account. Identity checks on people receiving assistance stay with that institution and the nonprofit.

  16. C16Time

    An hour is an hour. Time MUST NOT be converted into money or ranked by task.

  17. C17Time

    Donated time complements professional care. It MUST NOT replace paid social work or statutory duties.

  18. C18Time

    Tasks that bring a volunteer into contact with a person receiving assistance MUST be matched, briefed and supervised by the nonprofit.

  19. C19Time

    A person MAY decline any task without consequence. No one’s assistance MAY depend on giving time.

  20. C20Time

    The agent shares only what a task needs, never a person’s file.

  21. C21Reciprocity

    A person who receives assistance MAY also give time, now or later. Receiving is not a fixed status.

S_PF.02 · 09 / TECHNOLOGY PREMISE

Technology premise

CASt’s technology must leave more than it takes. Clean is the floor; regenerative is the aim.

AreaClause
EnergyAgents, pools and reporting MUST run on renewable electricity matched hour by hour, not offset once a year.
SufficiencyThe agent SHOULD act on a schedule rather than continuously, and use the smallest model that does the task, on the person’s own device where possible.
BudgetEvery implementation MUST stay within a published compute and energy budget per participant, and report against it each year.
DataCollect only what each task needs. No sale of data, no advertising, no profiling of contributors or of people receiving assistance.
OpennessThe rules, the agent’s code and its audits MUST be open. Anyone may run a conforming agent.
HardwareTaking part MUST NOT require buying a device. Implementations SHOULD favour long-lived, repairable hardware.
AccessEvery function MUST also be reachable without a smartphone, through a local nonprofit or a public office.
RegenerationA share of the operator’s fee SHOULD fund local renewable energy communities whose social share reaches households in energy poverty.

Regenerative, not only clean. Under ministerial decree 414 of 7 December 2023, any premium tariff a renewable energy community earns above the set threshold must go to non-business consumers or to social purposes in the area where the plants stand. In 2040, CASt’s agents could run on those communities, and their social share could flow into the same steward pools to address energy poverty.

The tension to keep visible. Millions of agents use real energy. A standard cannot promise zero impact; it can measure it, cap it and publish it.

S_PF.02 · 10 / WHAT IT COSTS

What it costs

Public money builds the rails; solidarity fills the pool. Public budgets at EU, national, regional and local level each pay for part of the shared infrastructure; assistance itself is paid by platform shares that contributors direct.

FIG. 07 · Who pays. Public budgets fund the rails: the open agent, clean compute, casework and time coordination, governance and evaluation. Platform shares, directed by contributors, fill the pool that pays for assistance.
FIG. 07 · Who pays. Public budgets fund the rails: the open agent, clean compute, casework and time coordination, governance and evaluation. Platform shares, directed by contributors, fill the pool that pays for assistance.

Why split it this way. It keeps public responsibility visible: public funds never quietly become charity. It lets funds from AI, energy and digital budgets support CASt without bending their purpose. And assistance does not stop when a seven-year budget cycle ends.

Who does what, level by level

EU. Funds programmes and sets the frame: ESF+, the Social Climate Fund, Digital Europe and, from 2028, the national and regional partnership plans. Pays for the open agent, clean compute and independent evaluation.

National. Ministries and managing authorities channel EU funds, set the tax treatment of platform shares and the rules on volunteering, and keep statutory welfare, which CASt never replaces.

Regional. Regional ESF+ programmes and energy plans co-fund casework, volunteer matching and safeguarding, and the energy communities that power the agents.

Local. Municipal social services keep their statutory duties and their own referrals. They can host offline access points in public offices, convene circles and nonprofits, and co-fund local casework. They observe the standard; they do not run it.

Cost lines and who pays

Cost lineWhat it pays forProposed payer
The agent as a commonsBuilding, maintaining and auditing open agents and the standard’s codePublic digital and AI budgets
Clean computeRenewable energy and hosting for agents and poolsEnergy communities and energy-transition funds
Steward poolsCustody, payments, reportingThe disclosed operator fee
AssistanceMoney delivered to people, period by periodPlatform shares directed by contributors; any public co-funding named in reporting
Local casework and timeNonprofits’ staff time, matching volunteers, safeguardingRegional ESF+ programmes and local social budgets
GovernanceThe multi-stakeholder body that keeps the standardShared: public, platforms, foundations
LearningIndependent evaluation and researchResearch programmes

EU instruments today

Signals as of November 2026, not commitments to CASt. By 2040 a later budget cycle will apply.

InstrumentPeriodSizeRelevance
ESF+2021–2027€95.8 billionAt least 25% for social inclusion and at least 3% for material deprivation in every Member State
Social Climate Fund2026–2032At least €86.7 billionEnergy poverty, transport poverty and temporary direct income support
Digital Europe Programme2021–2027Over €8.1 billionAI, cybersecurity, supercomputing, digital skills
InvestAIFrom 2025€200 billion to mobilise, incl. a €20 billion AI gigafactories fundPublic-private AI investment; where an open civic agent could sit
MFF proposal2028–2034Nearly €2 trillionProposed 16 July 2025; still to be agreed unanimously by the Council
National and Regional Partnership Plans2028–2034National allocations, at least 14% for skills, poverty reduction and social inclusionWhere poverty reduction and social inclusion would be funded
European Competitiveness Fund2028–2034€409 billionResearch, innovation, digital
Digital euroIn legislationNo EU budget lineA public payment rail run by the central bank; it would lower the cost of moving small amounts

Tensions

  • Mission drift. AI and energy funds want showcases. CASt has to take their money without becoming their demo.
  • Budget cycles against continuity. Public funds come in seven-year cycles. That is why they pay for the rails, not for assistance periods.
  • Who applies. EU money flows through national and regional managing authorities. Who holds the grant: the standard’s body, a city, or each implementation?

S_PF.02 · 11 / WHAT IT CHANGES

What it changes

Six dimensions, one for each kind of participant and one for time. Evidence is reported only in aggregate. Experiences are gathered through voluntary, anonymous feedback collected by an independent evaluator, never linked to a person over time.

DimensionQuestionEvidence required
IndividualDoes assistance arrive more reliably and help people meet essential costs? Do people experience choice, dignity and a greater ability to plan?Planned versus missed deliveries; voluntary, anonymous feedback on stability, dignity and autonomy, reported only in aggregate and never linked to a person over time
NonprofitDo predictable resources and offered hours help local nonprofits plan and accompany people? Do shared tools add reporting work?Funding predictability; continuity of planned activity; staff time spent on coordination
ContributorDoes delegating to an agent keep people engaged, or does giving fade into the background?Participation and pauses over time; how often people review their circles; qualitative accounts of motivation
EcosystemDo circles and the common floor spread resources to places without circles? Do they blur public responsibility?Distribution of funds across areas; documented changes in referrals and gaps
PlatformDo platform commitments hold when revenue falls or strategy changes? Does the solidarity share stay separate from retention marketing?Committed versus delivered shares over time; commitments kept through downturns, price changes and changes of ownership; conformance reports on the cancellation-screen clause
TimeDoes counting time build reciprocity? Do people who received assistance later give time?Hours offered and used; voluntary accounts of giving after receiving

S_PF.02 · 12 / TENSIONS TO STAGE

Tensions to stage

The piece shows these and leaves them open. A prefiguration earns its keep by making the trade-offs visible.

  • The platform’s motive, the central tension. A platform’s contribution may be good for solidarity and good for retention at the same time. Is care bundled with a music service still solidarity, or customer experience? In 2040 the platform’s own impact agent sits at this seam: it sees how much each subscriber directs, and the clauses forbid it from using that to keep them. The piece keeps the ambiguity in view; it is part of the concept’s force.
  • Retention economics next to need. Platforms give partly so people stay. A person’s continuity sits downstream of someone else’s growth targets.
  • The act moves. If an agent gives, the human act becomes choosing your circles and your hours. Is that a loss, or how solidarity survives?
  • Circles fund their own. Need is unevenly spread, and well-off circles cluster in well-off places. The common floor is one answer; readers may want a stronger one.
  • Agents as collective power. Millions of agents asking platforms to commit shares work like a union of consumers. Who governs that power?
  • Who builds the agent. Many conforming agents, or one dominant one. A single provider becomes a gatekeeper of solidarity.
  • Time meets people. Money can stay anonymous; time cannot. Safeguarding, access and substitution (section 08) should be shown, not claimed as settled.
  • Not the digital welfare state. The agent works only on what comes in. Need is never scored by a machine.

The agent carries rules, directs contributions and offers your hours. You choose the task; the nonprofit decides how help is delivered.

S_PF.02 · 13 / OPEN QUESTIONS: GROUNDING

Open questions: grounding

The prefiguration stays speculative; the arguments under it should not. These are the real-world questions that would make or break the 2040 scenario.

ThemeQuestionWhy it mattersHow we would ground it
Platform incentiveDoes a visible solidarity share reduce churn?The anti-churn premise carries the platform sidePublished studies on cause-linked retention; a controlled test with one subscription business
ScaleHow much could platform shares produce in one city?Tells us whether pools can promise 8-week periodsA model: local subscriptions × plausible share rates, low / middle / high
DownturnsHow do subscription revenues move in a recession, compared with need?The cyclical tensionHistorical churn and revenue data from past downturns
Accounting and taxWould a platform book its share as a donation, a sponsorship or a marketing cost?Shapes what platforms are willing to commitTax advice per country; Italy’s Third Sector Code
App storesCan subscriptions billed through app stores carry a solidarity share?A large part of digital subscriptions runs through themApple and Google rules; the effects of the Digital Markets Act
Data accessCan a personal agent lawfully see all of someone’s subscriptions?The agent depends on itGDPR consent rules; EU open-finance and payment-services legislation in progress
AI regulationHow does the AI Act classify the agent?The agent must sit clearly outside the high-risk use cases (section 06)Review by counsel; the Commission’s AI Act Service Desk and guidance
LiabilityWho answers when an agent directs money or offers time wrongly?Trust in agents that carry the standardLiability rules for software and for agent-initiated payments
EnergyHow much energy does one person’s agent use in a year?The energy budget clause needs a numberMeasured benchmarks for small, scheduled models
Energy communitiesCan a renewable energy community’s social share flow into an assistance pool?The regenerative loopGSE rules under DM 414/2023
VolunteersWhat protections do people giving time need: insurance, training, safeguarding?Time meets peopleItalian third-sector rules on volunteers; practice in existing time banks
CirclesWhat legal form does a giving circle take, and can it direct funds without holding them?Circles direct; pools holdItalian association law; models from existing giving circles
Public fundsWhich managing authority could fund the shared infrastructure?The cost modelConversations with regional ESF+ and energy-fund authorities

S_PF.02 · 14 / DESIGN CHOICES AND SOURCES

Design choices and sources

Design choices

  • Horizon: 2040 like Prefiguration 01, or later (2045) so the two read as a sequence?
  • Version: inside the fiction, is the extension named as a CASt variant or as a later version?
  • Directed share: how much of each subscription can a contributor direct, and who sets the cap?
  • Name for the person’s role: contributor, member, or attributor?
  • Size of the common floor and of the cap on any one platform’s share of a pool.
  • Should the fictional extension also cover in-kind help (goods), or stop at money and time?

Sources

  1. Eurostat, news release on poverty or social exclusion, 30 April 2026
  2. European Commission, EU Anti-Poverty Strategy, presented 6 May 2026
  3. European Commission, factsheet on the EU Anti-Poverty Strategy, May 2026
  4. European Pillar of Social Rights Action Plan
  5. Biblioteca Liberale, Mutualismo e cooperazione
  6. ISTAT, Statistica delle società di mutuo soccorso, 1885
  7. Legge 8 marzo 2000, n. 53, Art. 27 (Banche dei tempi)
  8. Assolombarda, Decreto CER: DM MASE 414 del 7 dicembre 2023
  9. Eurostat, paid online subscriptions, 27 August 2026
  10. Stripe, Stripe Climate launch, 28 October 2020
  11. Mastercard, Worldline and ING, press release, 2 June 2026
  12. Philanthropy Together, In Abundance (2024), via Inside Philanthropy
  13. La Poste Groupe, L’ARRONDI en caisse 2025, 2 February 2026
  14. Teleborsa, renewable energy communities in operation, July 2026
  15. European Commission, ESF+ data and figures
  16. European Commission, Social Climate Fund
  17. European Commission, Digital Europe Programme
  18. European Commission, InvestAI launch, 11 February 2025
  19. European Commission, EU budget 2028–2034
  20. AI Act Service Desk, Annex III and Article 6

The locality, circles, platforms, figures for 2040 and operating arrangements are fictional. Present-day facts keep their reference year and source.